FAQ - MAIN MENU

why would anyone hire a money manager when buy and hold is so hard to beat?

The longer you have worked, the harder you have worked, and the more money you have, the more you want to avoid the “bound to happen again and only a matter of time” devastating and life-altering losses that occur periodically under a buy and hold approach.

Buy and hold only works if you hold 100% of the time. History is littered with periods where it would have been very difficult to sleep at night based on a “hang in there, it always comes back” approach. If we look at some of the worst stock market drawdowns in U.S. history, the facts say it can result in a substantial reduction in your net worth.

Unlike buy and hold, a data-based approach provides investors with prudent and logical damage-mitigation strategies that can greatly reduce worry and lead to a better night’s sleep.

FAQ - TRADITIONAL STRATEGIES

FAQ - ROBO

FAQ - MARKET MODEL

Important Disclosures: While the CCM Market Model is based on sound economic and investment principles, there is no guarantee any of the objectives, including limiting account drawdowns, will be met in the future. The terms odds and probabilities also speak to uncertain outcomes. Please see additional disclosures for more information.